Pregnancy is a wonderful moment in every women’s life, but bringing new life into the world can also be costly. Good thing there’s a universal health coverage provider here in the Philippines which is PhilHealth. It covers maternity care and new born benefits and offers free hospitalization.
Check out the following PhilHealth maternity benefits you are entitled to:
Maternity Care Package
PhilHealth’s Maternity Care Package (MCP) covers prenatal care, delivery, and postnatal care for both you and your baby.
Members and eligible dependents are qualified to avail of this package. You can only use it up to your fourth delivery, provided you don’t have any history of three or more miscarriages.
PhilHealth provides P6,500 facility fee for deliveries within a hospital. The coverage increases to P8,000 for if you give birth in infirmaries, dispensaries, birthing homes, and maternity clinics.
The MCP is further divided into subtypes, which are as follows:
Antenatal Care Package
As part of the MCP, the Antenatal Care Package (ANC01) covers essential health services during pregnancy and before delivery.
To qualify, you should have at least four prenatal checkups, with the last one done during the third trimester of pregnancy. The facility and healthcare provider should also be PhilHealth-accredited.
PhilHealth provides P1,500 for prenatal care.
Normal Spontaneous Delivery Package
If you give birth to your baby via normal delivery, you can avail of the Normal Spontaneous Delivery Package (NSD01). It also covers the immediate post-partum period within the first 72 hours, as well as seven days after delivery.
PhilHealth covers P5,000 for birth in hospitals and P6,500 for deliveries in birthing homes or maternity clinics.
Other Methods of Delivery
But if you give birth through other methods, your PhilHealth coverage depends on your total bill.
PhilHealth typically covers P19,000 for Cesarean deliveries, P9,700 for complicated vaginal deliveries, P12,120 for breech extraction, and P12,120 for vaginal delivery after previous Cesarean section.
Newborn Care Package
PhilHealth’s benefits extend to your baby, too.
The Newborn Care Package includes newborn care, screening and hearing tests, hepatitis B and BCG vaccination, eye prophylaxis, weighing, and essential intrapartum and newborn care protocol. It’s worth P1,750, all covered by PhilHealth.
Unlike the MCP, this package has no limit to the number of births. However, it should be filed within 60 days after the delivery.
If you want to have a worryless delivery, try to enroll to PhilHealth Indigent membership. Under this new package of health services, indigents and sponsored members do not have to pay any amount PhilHealth will pay during hospital admission.
They called it Tamang Serbisyo sa Kalusugan ng Pamilya or Tsekap, the qualified indigents will get this benefits.
Indigent – as identified by the Department of Social Welfare and Development (DSWD), these are people who have “no visible means of income,” or whose income is not enough to sustain his/her family.
Sponsored – persons whose contributions are being paid for by government agencies, private entities, or another individual.
Regardless if it’s private or public hospital “the no balance billing” or free hospitalization will be applied, if you are DSWD qualified.